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Victims include everyone from doctors and lawyers to CEOs and cops, Sluppick says.

In many cases, they’re lonely after a divorce, the death of a spouse, or their kids are grown and have left home.

People looking for love online should hold on to their wallets.

More than 12,500 people filed romance scam complaints with the FBI in 2015, losing more than 0 million to fraudsters. Here’s how it works: Romance scammers might persuade you to drain your bank accounts, max out your credit cards or even sell your home – all to send them the cash. You could unwittingly become part of money laundering or drug trafficking schemes.

If you’re already smitten, you may wire funds to the scammer – no questions asked.

“They are caught in the scammer’s web,” Nofziger says.

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The scammer then will claim there has been an emergency and he or she needs money.

The scammer transfers stolen money into the account, then asks you to wire it out of the country, the FTC warns.

Keep your guard up Rather than jumping right into an online relationship, “Be mysterious,” Nofziger advises. Don’t give out everything right away.” If you have any suspicions, search online to check if what he or she has told you jibes with what is publicly available online.

They’ll quickly weasel their way into your life, learning your favorite foods or favorite color, Sluppick says.

If a friend voices suspicion, the scammer will say the friend is jealous and tell you to stop talking to your friend, she says.

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