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The top prepaid cards can be used to pay bills online.Just like a bank account, you can have funds transferred from a prepaid credit card to pay car loans, the mortgage, utilities, or just about any other monthly expense.The key to finding the right prepaid credit card is to find one that charges no fees or very small fees.All prepaid cards charge various fees, but some of them waive some or all of the fees if you sign up for direct deposit.

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It’s not at all uncommon for consumers to spend 3% or more to get a paycheck cashed.And if you know of other prepaid card offers that you think should be added to the list, please leave a comment. I'm at Day 26 in your 31 day money challenge podcast. I've been looking for a comprehensive guide to all-things-money and this has been so informative." --Danielle Get Instant Access!Editorial Disclosure: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express. Our 31-Day Money Challenge will help you get out of debt, save more, and take back control of your life.

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