Consolidating loans into mortgage

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Recipients may be given a longer repayment period with a reduced number of monthly payments.

Special scenarios such as teaching in a low-income area or working for a nonprofit organization may provide eligibility for loan forgiveness.

Forbearance allows loan recipients who missed payments to recover and to restart repayment.

Selling the home may be the best option to pay off a mortgage, and may help to avoid bankruptcy.

We all need to borrow money sometimes whether it’s for home improvements, upgrading your car or even to consolidate your existing borrowing.

This could reduce your monthly outgoings, leaving you with more disposable cash each month. It may increase your total amount payable, or the period, over which it is to be paid, and impair your credit rating. Loans are protected up to a maximum borrowing of £40,000 per member, this means that your loan would be cleared, ensuring that your debt does not remain outstanding, subject to terms and conditions.

All benefits are paid at the discretion of our Board of Directors.

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